The RISA is a questionnaire that takes about 15 – 20 minutes to complete. It is designed to help you uncover your preferences for retirement income. Your answers to the research-backed questions produce a RISA® report that helps you understand how you’ll be most comfortable funding your retirement. Together you and Guidant Planning will be able to identify which “Retirement LifeStyle” best matches your preferences into a personalized retirement income strategy.

The RISA framework identifies income preferences that translate into your Retirement LifeStyle. This framework provides a first step in the transition from saving for retirement to spending in retirement.

Discussions about retirement income planning can become quite confusing as there are so many different viewpoints expressed in the consumer media about the best way to approach retirement planning. You do not want to enter retirement only to discover that your plan doesn’t feel right.

The RISA® produces a clear set of results and goals defining what matters the most to you. This will help you and Guidant Planning develop a strategy that fits your true preferences and helps to ensure a retirement plan fit.

Understanding your style from the start may help streamline planning discussions. Otherwise, adopting a strategy that fails to align with your preferences may lead to a plan that is poorly implemented throughout retirement.

The RISA® questionnaire is an educational tool intended to help identify retirement income preferences. It does not, by itself, constitute investment advice or a recommendation. Any retirement income strategy should be developed only after reviewing your full financial situation, objectives, risk tolerance, liquidity needs, time horizon, tax considerations, and other relevant factors. Results are based on your responses and may change over time. No questionnaire or planning tool can guarantee a successful retirement outcome.